1. Abbasian, E, Shirkond, S, Tehrani, R, Alimardani, E. (2020). "The effect of banks' investment in lending according to the role of capital adequacy". Monetary Banking Research, 12 (41), 523-
2. Ahmadian, Azam (2011). "Evaluation of Banking Industry Performance in Iran Comparison of 2010 and 2011. Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran. " . (In Persian). www.mbri.ac.ir/Home/News_Page?News_ID=150967
3.Acharya, D.; Amanulla, S., & Joy, S. (2009). "Financial Development and Economic Growth in Indian States": An Examination. International Research Journal of Finance and Economics, Vol, 24. https://www.researchgate.net/publication/258117867
4. Adrian, T., Shin, H. S., (2009). Money, "liquidity and monetary policy". American Economic Review 99, 600–605. https://www.jstor.org/stable/25592465
6. Amore, M.D., Epure, M., (2017), "Trusting the Family Firm? Family Control and Cultural Values during Financial Crises", Academy of Management ProceedingsVol. 2017, No.1 https://journals.aom.org/doi/abs/10.5465/ambpp.201٧.169٧3abstract
7. Banga, S. (2013). "Socio-Economic Significance of Commercial Banks in India: With Special Emphasis on Public Sector Banks". International Journal of Advanced Research in Management and Social Sciences, Vol, 2. No, 1. https://www.academia.edu
8. Bozorg Asl, M., Barzideh, F., Samadi, M.T. (2017). "The relationship between liquidity risk and credit risk and its effect on financial instability in Iran's banking industry". Journal of Monetary and Banking Research, 10(33), 509-531. (In Persian). https://jmbr.mbri.ac.ir/article-1-653-fa.html
9. Dastgir, M, Kazemi Nouri, S. (2012). " The Impact of Senior Managers' Overconfidence on Financial Turmoil". Accounting Reviews, 1 (2). (In Persian). https://jiar.scu.ac.ir/?_action=article&kw=18097&_kw
10. Dehdar, F. Yajolvand, M. (2014). " Investigating the relationship between the factors affecting the financing activity and investment of banks and credit institutions in the country's money market using fundamental correlation analysis". Master Thesis, Islamic Azad University, Shahroud Branch, Faculty of Management and Accounting. https://irandoc.ac.ir/
11. Feshari, M., (2017). " Investigating the effect of ownership structure on the risk-taking behavior of private and state-owned banks in Iran (dynamic panel data approach) ". Journal of Monetary and Banking Research, 10(32), 199-225. (In Persian). https://jmbr.mbri.ac.ir/article-1-547-fa.html
12. Fooladi Kia, E, Taghipour, F, Naghsh, A, (2022), "The importance and role of social networks for trust in e-commerce (C2B) ", Scientific Quarterly of Technical and Vocational University (Carafe), Volume 18, Number 2, Page 91 – 109. (In Persian). https://karafan.tvu.ac.ir/article_130158.html
13. Fathi, F, Baghzian, A, Khodaei Valhezaqerd, . (2016). "Investigating the effect of financial crisis on the relationship between debt and lending behavior of banks with a focus on the type of bank ownership in the Iranian banking industry". Quarterly Journal of Economic Studies, Financial Management and Accounting, 4 (1). (In Persian). https://civilica.com/doc/99146٧/
14. Fungáč ová, Z., Herrala, R., & Weill, L. (2013). " The influence of bank ownership on credit supply": Evidence from the recent financial crisis. Emerging Markets Review. 15 (2013), 136–147. https://www.sciencedirect.com/science/article/abs/pii/S1566014113000137
15. Hirshleifer, D. A., Luo, D. Y., (2001). "On the survival of overconfident traders in a competitive securities market". Journal of Financial Markets 4, 73–84. https://www.sciencedirect.com/science/article/abs/pii/S1386418100000148
16. Ho, P-H. Huang, CH-W. Lin, CH-Y. Yen, J-F. (2016). "CEO overconfidence and financial crisis: Evidence from bank lending and leverage", Forthcoming in Journal of Financial Economics. https://www.sciencedirect.com/science/article/abs/pii/S0304405X16000222
17. Huang, R., Tan, K., & Faff, R. W. (2016). "CEO overconfidence and corporate debt maturity". Journal of Corporate Finance. (36): 93-110.
18. Imran, K., & Nishatm, M. (2013). "Determinants of Bank Credit in Pakistan": A Supply Side Approach. Economic Modeling, No. 35. https://www.researchgate.net/publication
19. Jafari Samet, A. (2018). "Merger, an Effective Approach to Prevent Bank Failure". Journal of Monetary and Banking Research, 11(37), 437-466. (In Persian). https://jmbr.mbri.ac.ir/article-1-982-fa.html
20. Kordestani, Gh., Tatli, R. (2012). " Assessing the predictability of bankruptcy models (comparing original and modified models) ". Auditing Knowledge, 14 (55), 51-70(In Persian). http://ensani.ir/fa/article/341225/
21. Malmendier, U. and Tate, G. (2005). "CEO overconfidence and corporate investment". European Financial Management, 11(5), 649-659. https://www.researchgate.net/signup.SignUp.html?ev=su_requestFulltext
22. Mohammadi, A. (2011). "Optimization of Bank Mellat facility portfolio using Markowitz's modern theory with an undesirable risk approach. Master Thesis", Department of Business Administration, Islamic Azad University, Central Tehran Branch, Faculty of Management. . (In Persian). https://www.virascience.com/thesis/674321/
23. Nasiri, D, Nasiri, E. (2022). "Bankruptcy of banks and financial and credit institutions with a view to bank sponsorship". Journal of Legal Research, 20 (46), 139-168. (In Persian). https://jlr.sdil.ac.ir/article_132616.html
24. Nazari, A, Haji, Gh, Nobakht, J. (2016). " Investigating the Impact of Financial Crisis on Banks' Financial Risk in Iran from 2001 to 2017". Applied Economics Quarterly, 8 (27), 27-34. (In Persian). https://www.sid.ir/fa/Journal/ViewPaper.aspx?ID=485729.
25. Nemati, A. (2022). "The effect of managers' overconfidence on the possibility of financial crises". Capital Market Analysis Quarterly, 1 (2), 136-165. (In Persian). http://jcma.aliabadiau.ac.ir/article_688150.html
26. Ramzan, M., Amin, M., & Abbas, M. (2021). "How does corporate social responsibility affect financial performance, financial stability, and financial inclusion in the banking sector? Evidence from Pakistan". Research in International Business and Finance, 55, 101314. https://www.sciencedirect.com/science/article/abs/pii/S0275531919301199
27. Rezaei, N, Norouzi, A. (2020). " Investigate economic uncertainty and bank lending decisions". Journal of Investment Knowledge, 8 (32), 315-329. (In Persian). https://www.sid.ir/fa/Journal/ViewPaper.aspx?ID=552203
29. Ying, Hea., Cindy, Chenb., Yue, Hu., (2019), "Managerial overconfidence, internal financing, and investment efficiency: Evidence from China", Research in International Business and Finance 47 (2019) 501–510.
