فصلنامه علمی کارافن

فصلنامه علمی کارافن

طراحی الگوی پیشران‌های‌ تامین مالی خرد در پایداری کسب وکارهای نوپای کارآفرینانه

نوع مقاله : مطالعه موردی

نویسندگان
1 دانشجوی دکتری کارآفرینی،گرایش توسعه کارآفرینی ، واحد قزوین، دانشگاه آزاد اسلامی، قزوین ، ایران
2 استاد، گروه کسب و کار جدید، دانشکده کارآفرینی، دانشگاه تهران، ایران.
3 دانشیار، گروه کسب و کار جدید، دانشکده کارآفرینی، دانشگاه تهران، ایران.
چکیده
هدف پژوهش پیش‌رو، طراحی الگوی پیشران‌های تامین مالی خرد در پایداری کسب وکارهای نوپای کارآفرینانه می باشد. روش مورداستفاده این پژوهش رویکردی آمیخته دارد که با استفاده از روش کیفی داده بنیاد و روش کمی مدلیابی معادلات ساختاری به گردآوری و تجزیه‌وتحلیل داده‌ها می‌پردازد. جامعه آماری پژوهش شامل، خبرگان حوزه تامین مالی و کسب وکارهای نوپای کارآفرینانه و اساتید دانشگاهی در رشته های مالی و مدیریت که در زمینه مرتبط دارای تحقیقات عملی و پژوهشی دارند و شرکت های دانش بنیان مرتبط با موضوع، می‌باشند. روش نمونه‌گیری در بخش کیفی، نمونه‌گیری هدفمند با استفاده از تکنیک گلوله برفی که و تا رسیدن به اشباع نظری با 18 خبره ادامه یافت. حجم جامعه در بخش کمی نیز تعداد 750 نفر می باشند. با استفاده از روش نمونه‌گیری تصادفی ساده و فرمول کوکران نمونه 255 نفر برگزیده شدند. در مرحله کیفی، ابزار گردآوری داده‌، پرسشنامه مصاحبه باز می‌باشد. در مرحله کمی نیز پرسشنامه نیمه ساختار یافته‌ای می‌باشد که به گردآوری داده‌ها با استفاده از این ابزارها پرداخته‌شده است. طبق نتایج حاصله الگوی طراحی شده دارای چهار عامل اصلی به شرح، عوامل نهادی با ضریب 0.346، عوامل رشد با ضریب 0.224، عوامل تولید درآمد با ضریب 0.196 و عوامل مرتبط با توسعه نیز با ضریب 0.045 رابطه مستقیم و معناداری با تامین مالی خرد در پایداری کسب و کارهای نوپای کارآفرینانه دارند.
کلیدواژه‌ها
موضوعات

عنوان مقاله English

Designing the model of drivers of micro financing in the sustainability of entrepreneurial start-up

نویسندگان English

Simin Heidari 1
Reza Mohammad Kazemi 2
Hossein Sadeghi 3
1 PhD Student in Entrepreneurship, Specialization in Entrepreneurship Development, Qazvin Branch, Islamic Azad University, Qazvin, Iran
2 Professor, Department of business, faculty of entrepreneurship, university of Tehran, Iran.
3 Associate Professor, Department of Business, Faculty of Entrepreneurship, University of Tehran, Iran.
چکیده English

The main goal of the current research is to design a model of drivers of micro financing in the sustainability of entrepreneurial start-up businesses. The method used in this research has a mixed approach that collects and analyzes data using the qualitative method of foundation data and the quantitative method of modeling structural equations. The statistical population of the research includes experts in the field of financing and start-up entrepreneurial businesses, university professors in the fields of finance and management who have practical research and research in the related field, and knowledge-based companies related to the subject. Sampling method in the qualitative part, targeted sampling using the snowball technique, which continued until reaching theoretical saturation with 18 experts. The size of the community in the small part is 750 people. Using simple random sampling and Cochran's formula, a sample of 255 people was selected. In the qualitative stage, the data collection tool is an open interview questionnaire. In the quantitative stage, there is a semi-structured questionnaire that collects data using these tools. According to the results of the designed model, there are four main factors as follows: institutional factors with a coefficient of 0.346, growth factors with a coefficient of 0.224, income generation factors with a coefficient of 0.196, and factors related to development with a coefficient of 0.045 have a direct and significant relationship with microfinance in sustainability. They have entrepreneurial start-ups .

کلیدواژه‌ها English

microfinance
sustainability
start-up business
entrepreneurship
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دوره 22، ویژه نامه
علوم انسانی
پاییز 1404
صفحه 105-124

  • تاریخ دریافت 06 آذر 1402
  • تاریخ بازنگری 08 اسفند 1402
  • تاریخ پذیرش 30 خرداد 1403