نوع مقاله : مقاله پژوهشی (نظری)
نویسندگان
1 گروه کارآفرینی فناورانه، دانشکده کارآفرینی، دانشگاه تهران، تهران، ایران
2 دانشیار دانشکده کارآفرینی دانشگاه تهران-تهران-ایران
3 دانشکده کارآفرینی، دانشگاه تهران، تهران، ایران
چکیده
کلیدواژه‌ها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
One of the serious threats to the economy of countries is the high failure rate of technology-based financial services startups (fintechs), and newcomers and owners of fintech startups need to know a path that will prevent their startup from failing and lead to their sustainability. In order to clarify the model that fintechs should implement for the survival of their startups, this article has used a qualitative research method to study multiple cases in Iran, on 1401. Primary data has been collected using in-depth interviews with senior managers of successful fintechs, who have been active for more than 42 months. This process of data collection with 18 senior managers has progressed to the stage of theoretical saturation and repetition of answers. By manual coding the data to determine the key constructs of the model and extracting propositions from the experiences of experts, a conceptual model has been designed to achieve the survival of fintechs. The scientific accuracy of this conceptual model of survival was also validated using four criteria of credibility, dependability, confirmability and transferability. This model can be a guide for fintech activists as well as researchers to conduct future studies on the survival of fintechs.
کلیدواژه‌ها [English]
)