Karafan Journal

Karafan Journal

Designing the model of drivers of micro financing in the sustainability of entrepreneurial start-up

Document Type : Case-study

Authors
1 new venture creation. faculty of entrepreneurship, university of Tehran
2 Ph.D. student
3 Asistant professor of business department , faculty of entrepreneurship, University of Tehran
Abstract
The main goal of the current research is to design a model of drivers of micro financing in the sustainability of entrepreneurial start-up businesses. The method used in this research has a mixed approach that collects and analyzes data using the qualitative method of foundation data and the quantitative method of modeling structural equations. The statistical population of the research includes experts in the field of financing and start-up entrepreneurial businesses, university professors in the fields of finance and management who have practical research and research in the related field, and knowledge-based companies related to the subject. Sampling method in the qualitative part, targeted sampling using the snowball technique, which continued until reaching theoretical saturation with 18 experts. The size of the community in the small part is 750 people. Using simple random sampling and Cochran's formula, a sample of 255 people was selected. In the qualitative stage, the data collection tool is an open interview questionnaire. In the quantitative stage, there is a semi-structured questionnaire that collects data using these tools. According to the results of the designed model, there are four main factors as follows: institutional factors with a coefficient of 0.346, growth factors with a coefficient of 0.224, income generation factors with a coefficient of 0.196, and factors related to development with a coefficient of 0.045 have a direct and significant relationship with microfinance in sustainability. They have entrepreneurial start-ups .
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Subjects

Volume 22, Special Issue
Humanities
Autumn 2025

  • Receive Date 27 November 2023
  • Revise Date 27 February 2024
  • Accept Date 19 June 2024